Your Health Care Facilitator Program specializes in troubleshooting the use of UC health plans—and coordinating them with Medicare
Streaming Video: Health Insurance After You Retire
Employees considering retirement, particularly those within a few years of retirement, may want to know more about the health coverage offered to UC retirees. The following presentation “paints the picture” of retiree health coverage and provides additional tools for those who want more information.
2022 UC medical plans
Open Enrollment for 2022 ended at 5 p.m. on 11/19/2021. However, as a reference all year long, the HCF Program offers streaming video explanations of almost everything you need to know about UC employee and retiree medical plans.
- Presentations for Active Employees—Video available now: UC Medical Plan Overview
- Presentations for Retirees—Video available now: UC Retiree Medical Plans
Premiums for 2022
- Employee rates [PDF]
- Note: The UC Blue & Gold HMO rates on the UCnet website and included in the UC Open Enrollment brochure mailed to your residence, are NOT the rates for UC Davis and ANR employees. A black-and-white insert in the mailing DOES contain the correct rates.
- Retiree rates: 2022 UC Retiree Premium Estimator [Excel]
- Retirees age 65+ not eligible for Medicare click here.
Regional Medical Plan Availability: The 2022 UC Medical Plan Availability Tool [Excel] indicates plan availability by ZIP code and county.
Local Medical Provider Availability by Plan
- More On UC Medical Plans [PDF]; lists all major local medical groups
- UC Davis Medical Group is available through all non-Kaiser plans
Compare plans side-by-side
- Anthem Blue Cross (non-Medicare) | Anthem Blue Cross (retirees with Medicare)
- Health Net
- Kaiser Permanente
- UnitedHealthcare (Medicare retirees only)
- Delta Dental
- Vision Service Plan
Anthem Blue Cross members will have a new Pharmacy Benefit Manager in 2022
UC announced that Anthem's own IngenioRx will be replaced by Navitus as the entity that administers the pharmacy benefits for the following medical plans:
- UC Care
- UC Health Savings Plan
- UC High Option
- UC Medicare PPO
Members of these plans do not need to do anything, as they will automatically transitioned to Navitus with the same coverage. However, Navitus will have a different preferred drug list, different prior authorization rules, and different mail order and specialty pharmacies. Members of CORE, UC Care, and the UC Health Savings Plan should expect new Anthem ID cards for 2022. UC High Option and UC Medicare PPO members will receive new Navitus MedicareRx ID cards. More information will be included in the Open Enrollment mailings to be received at the end of October.
Telemedicine as a COVID-19 precaution
Several UC medical plans offer coverage for over-the-phone or web-based virtual visits. Please consider taking advantage of them to reduce your exposure to COVID-19 by staying home.
More information: Coronavirus updates for UC employees
Additionally, all UC medical plans offer 24-hour nurse advice lines; see the back of your medical plan ID card for the phone number.
UC considers changes to retiree health contributions
A Retiree Health Benefits Working Group has been formed to provide input regarding reductions and/or changes in strategy toward UC's contributions to retiree health coverage. More information can be found on UCnet.
See the UC Davis Retiree Center site for updates on the Working Group.
UC simplifies retiree health benefits rules
To simplify administration and respond to the concerns of newer employees hired before 7/1/2013, UC changed the eligibility rules for retiree health benefits.
Did You Know?
Most of the medical plans that the university offers to employees and retirees cover 30-day supplies of prescription drugs for a flat copayment. However, if you take medications on an ongoing basis, you can save money by using University of California pharmacies. At UC pharmacies, you can get 90-day supplies of your drugs for two copayments — you pay 1/3 less!
If you are enrolled in some of the Anthem Blue Cross plans (UC Care, UC High Option, UC Medicare PPO); UC Blue & Gold HMO (Health Net) or UC Medicare Choice (UnitedHealthcare):
Click here for a list of UC Davis outpatient pharmacies (in Davis and Sacramento).
Don't live near a UC pharmacy? You can get the same two co-payment deal for 90-day supplies through some plans at certain local retail pharmacies and/or through your plan's mail order pharmacy.
UC Blue & Gold HMO (Health Net): Local CVS pharmacies
UC Care (Anthem Blue Cross): Local Costco, CVS, Safeway/Vons, Walgreens, and Walmart pharmacies
UC High Option (Anthem Blue Cross): Local Costco, CVS, Safeway/Vons, Walgreens, and Walmart pharmacies
UC Medicare PPO (Anthem Blue Cross): Local Costco, CVS, Safeway/Vons, Walgreens, and Walmart pharmacies
UC Medicare Choice (UnitedHealthcare): Local Costco, CVS, Rite Aid, Safeway, Target, Walmart, and Walgreens pharmacies
Click here for medical plan contact information. Log on to your plan's website as a member to access links to their mail order pharmacy programs.